Frequently Asked Questions
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Straight answers about pre-approval, credit, down payments, loan programs, and closing — from Greg Garrett, NMLS #1781815. If your question isn't covered here, call (806) 548-7653 to get started.
Greg Garrett, Real Estate Broker & Lender at NEXA Lending. NMLS #1781815. Call (806) 548-7653.
Greg Garrett is a Real Estate Broker & Lender at NEXA Lending (NMLS #1781815). Expert mortgage loan originator in Florida and 5 more states helping first-time buyers, refinancing, and home purchases. Licensed #1781815.
Greg Garrett is licensed to provide mortgage services in Florida, Kansas, Arkansas, Missouri, Oregon, and Texas.
Greg Garrett offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida, Kansas, Arkansas, Missouri, Oregon, and Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (806) 548-7653 and email ggarrett@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Greg Garrett's NMLS license number is 1781815. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Greg Garrett will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.